About

I invest my own money in orthogonal portfolios. That means holdings that don't move together, so when one falls, another is often doing fine.

I started this site to share how I do it, with every number public. The chart on the homepage is live. Before May 2019 it's a backtest. After that it's what actually happened.

It has beaten the S&P 500 since then. It has also had bad stretches, and I don't hide those. A drawdown shows on the chart where you can see it. The free emails explain the theory in plain words. If you want the exact funds and weights, that's the paid plan. This is research and education, not advice. Past results don't promise future ones.